History of “Credit Report Repair”
A U.S. District Court Judge by the name of Judge J. Wexler entered into law the following legal opinion that third parties could assist in the correction of credit reports. This is how credit repair companies became part of the private business sector.
Credit Bureau Problems
This created a big problem for the credit bureaus. Understanding that [...]
Can you survive on Minimum Wage (or Not?)
Minimum Wage, can you survive?
Today the lowest-paid workers of the country will get raises as the federal minimum wage increases 12 percent, or 70 cents, from $5.85 to $6.55 an hour. But many of the members of the working class, including many who already earn more then the minimum wage, say that’s still not enough [...]
Do it Yourself Credit Repair vs. Credit Repair Company
“Anything you can legally do to repair it, you can legally do for free”
This is a common phrase out there and it is true. You have the ability to do this work yourself. If you spend the time doing the research on your credit reports and sending the letters, or calling the creditors. This can [...]
Fair Credit Reporting Act
What you need to know
There are many facts that consumers do not know about regarding their credit. The biggest of these is that you can do most of it yourself. If you check out this website;
FTC Info on Credit Repair
If you want to download a PDF of this go here;
Fair Credit Reporting Act Download PDF [...]
Consumer Credit File Rights
What you may not know
There are many options for a consumer to help resolve their credit problems. These options are available to all consumers, and can cost very little.
First, you can order your 3 credit reports from Eqifax, Experian and Trans Union for free, if you have never ordered them in the past. Or, if [...]