Credit Repair and Bankruptcy

Credit Repair and Bankruptcy
The newest bankruptcy laws for the United States states;
Consumers filing for bankruptcy will be required to go through a government-approved credit counseling program within six months before they file for bankruptcy protection.
Now what does this mean? In the past consumers would run their credit to the roof and then just file for [...]

Good news about dealing with Collectors during the holidays

Dealing with Collectors

Dealing with debt collectors rarely is a pleasant activity. They call you up at all hours of the night, send you nasty letters and can make your life a living nightmare.